Interest rates and APY are accurate as of January 14, 2014, and are subject to change without prior notice. Fees could reduce earnings on the account. Penalties may be applied for early withdrawal. 
*APY = Annual Percentage Yield 

ProductMinimum Opening DepositInterest RateAPY*
Certificate of Deposits
3 month (interest paid at maturity)$5000.10%0.10%
6 month (interest paid at maturity)$5000.25%0.25%
12 month (interest paid semi-annual)$5000.40%0.40%
18 month (interest paid semi-annual)$5000.45%0.45%
24 month (interest paid semi-annual)$5000.55%0.55%
30 month (interest paid semi-annual)$5000.80%0.80%
36 month (interest paid semi-annual)$5000.85%0.85%
36 month step-up (interest paid semi-annual)$5000.85%0.85%
48 month (interest paid semi-annual)$500 1.05%1.05%
60 month (interest paid semi-annual)$5001.25%1.26%
60 month step-up (interest paid semi-annual)$5001.25%1.26%
12 month IRA-Keogh Retirement Accounts
Variable rate (interest paid semi-annual)None0.40%0.40%
Fixed rate (interest paid semi-annual)None0.40%0.40%

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