A free, interest-earning account with no minimum balance and no monthly service charge for people age 55 years and older.  
  • No minimum balance
  • No monthly service charge
  • Interest earning on balances over $500
  • Free ATM/debit card
  • Free online and mobile banking
  • Free bill pay
  • Free checks with Bank Iowa logo
  • Unlimited check writing
  • Free identity theft protection services
  • Free telephone banking
  • Check images returned with statement
    Optional services available  
  • Custom debit card
  • Overdraft privilege
  • Sweep accounts
  • Credit monitoring
  • Fraud monitoring
    Minimum opening deposit 
    Requires a minimum opening deposit of $100. 

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